The consistency of principles and ideas promoted by International Leasing - IFN launched at the beginning of 2002 a new financial product for the financing of long-term purchase of equipment and machinery.
The financial service proposed by International Leasing - IFN has the following characteristics:
Type of lease:
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Financial Leasing;
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new and used equipment and plant, imported or manufactured/accustomized in Romania;
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Total financing cost:
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minimum EUR 5.000.
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Type of good
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Advance payment |
Max. period |
Financing cost (EUR) |
Management fee*
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| new equipment and plant items |
10% |
60 months |
7,95% p.y.
+ risk margin |
1.9% |
| used equipment and plant items |
15% |
36 months |
7,95% p.y. + risk margin |
2.9% |
* The management fee must be paid upfront in addition to the advance payment, upon contract signing; it will be calculated as a percentage of the book cost (supplier’s price) for the financed item.
Leasing contracts must remain in force for at least 12 months.
A general risk insurance must be made for the DDP (Delivery Duty Paid) value of the item, for a 0 franchise, through an insurer approved by International Leasing – IFN SA.
The insurance policy will be in the name of International Leasing – IFN SA and paid by the User.
For all financed equipment and plant items, buyback contracts (remarketing agreements) will be signed with suppliers.
All amounts are in EUR and will be paid in RON at the exchange rate published by BNR+1.5%.
Depending on the credit rating of the User, any conditions in the offer may be negotiated (including the interest rate and the contract management fee).
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