The judicious use of resources, the tax management, the diminishment of financial effort regarding imports, the flexibility of the payment system, the rapidity and accessibility make the use of leasing be more favorable to the detriment of other financing systems.
The financial service proposed by International Leasing has the following characteristics:
| Type of lease: |
financial leasing;
|
| Good to be financed: |
new and used cars, imported or manufactured/accustomized in Romania;
|
|
|
minimum EUR 5.000. |
|
Type of good
|
Advance payment
|
Max. period |
Financing cost
(EUR) |
Management fee**
|
| New cars |
10% |
60 months |
7,5% p.y. + risk margin
|
1.9% |
| Used cars* |
15% |
36 months |
7,5% p.y. + risk margin
|
2.9% |
* Financed cars cannot be older than 3 ani, since the date they were first registered.
** The management fee must be paid upfront in addition to the advance payment, upon contract signing; it will be calculated as a percentage of the book cost (supplier’s price) for the financed item.
Leasing contracts must remain in force for at least 12 months.
A general risk insurance must be made for the DDP (Delivery Duty Paid) value of the item, for a 0 franchise, through an insurer approved by International Leasing – IFN SA.
The insurance policy will be in the name of International Leasing – IFN SA and paid by the User.
For new imported cars, over 2.000 cmc, the user will be required to pay the social tax stamp - 1% of the CIP (Cost Insurance Paid) price.
All amounts are in EUR and will be paid in RON at the exchange rate published by BNR+1.5%.
Depending on the credit rating of the User, any conditions in the offer may be negotiated (including the interest rate and the contract management fee).
Click to see the latest Auto Leasing offers.
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